Financial Advisor (Tied Agent, Trainee)

Selling financial products in Johannesburg CBD means knowing the rules as well as the pitch. If you like clear targets and knowing where you stand, this is for you.

This post is Johannesburg CBD-based, with most of your time spent at a financial advice practice. Start is planned for the beginning of next month.

• Keep your record of advice complete for compliance audits.
• Track daily sales, conversions and lapse rates on the team board.
• Explain waiting periods, exclusions and premiums in plain terms.
• Do a needs analysis and match the client to the right product.
• Treat clients fairly under TCF rules and never oversell.

• Matric, including Maths or Maths Literacy
• FAIS fit and proper: clean credit and criminal record
• Six months or more of sales, telesales or call centre work
• Honest selling, even when the easy sale is the wrong one
• You are comfortable earning a large part of your pay in commission
• Credits toward a recognised FSCA qualification, or willing to start

• Your own car for field appointments
• A qualification such as a Higher Certificate in Financial Planning

• RE5 exam fees and study material paid
• Medical aid and group life cover once permanent
• Monthly sales competitions with cash prizes
• Basic salary plus uncapped commission

• Read up on the product line (funeral, short-term or life) so you can talk about it in the interview.
• Check your credit record before you apply, because a judgment or default will stop your FAIS appointment.