Personal Loans Sales Consultant (Branch)

This funeral cover call centre in Johannesburg CBD pays a basic plus commission, and your pipeline sets the ceiling. People who do well here are steady, honest and not scared to ask when something is unclear.

The work is in Johannesburg CBD, Gauteng, so you'll need a reliable way to get there every day. Start date: as soon as possible for the right person.

• Track daily sales, conversions and lapse rates on the team board.
• Do a needs analysis and match the client to the right product.
• Keep your record of advice complete for compliance audits.
• Read the FAIS disclosures and record client consent on every call.
• Explain waiting periods, exclusions and premiums in plain terms.

• FAIS fit and proper: clean credit and criminal record
• You are comfortable earning a large part of your pay in commission
• Credits toward a recognised FSCA qualification, or willing to start
• Six months or more of sales, telesales or call centre work
• RE5 passed, or willing to write it within the first year
• Honest selling, even when the easy sale is the wrong one

• Completed class of business training for short-term or long-term insurance
• A qualification such as a Higher Certificate in Financial Planning
• An existing client book (for field roles)

• CPD hours logged and funded
• RE5 exam fees and study material paid
• Medical aid and group life cover once permanent
• Monthly sales competitions with cash prizes

• Read up on the product line (funeral, short-term or life) so you can talk about it in the interview.
• If you have passed RE5, say so in your headline; it is the first filter in most financial sales ads.