Financial Advisor (Tied Agent, Trainee)

Selling financial products in Richards Bay means knowing the rules as well as the pitch. People who do well here are steady, honest and not scared to ask when something is unclear.

This post is Richards Bay-based, with most of your time spent at an insurance telesales floor.

• Do a needs analysis and match the client to the right product.
• Explain waiting periods, exclusions and premiums in plain terms.
• Capture new policies on the admin system and check debit order details.
• Track daily sales, conversions and lapse rates on the team board.
• Treat clients fairly under TCF rules and never oversell.

• FAIS fit and proper: clean credit and criminal record
• Credits toward a recognised FSCA qualification, or willing to start
• Honest selling, even when the easy sale is the wrong one
• Matric, including Maths or Maths Literacy
• Six months or more of sales, telesales or call centre work
• You are comfortable earning a large part of your pay in commission

• Completed class of business training for short-term or long-term insurance
• Your own car for field appointments
• A qualification such as a Higher Certificate in Financial Planning

• Medical aid and group life cover once permanent
• Basic salary plus uncapped commission
• CPD hours logged and funded
• Monthly sales competitions with cash prizes

• Check your credit record before you apply, because a judgment or default will stop your FAIS appointment.
• Show commission history with real figures from payslips; interviewers trust numbers over claims.