Retirement Annuity Sales Consultant

Talking money and risk takes trust; at this personal loans branch in Umhlanga you'll build it call by call. Bring a calm head on busy days and you'll be fine.

You'll be based at a personal loans branch in Umhlanga. Living nearby, or on a taxi route to it, really helps. You'll start with a short induction before working on your own.

• Call warm leads from the dialler and qualify them in the first minute.
• Treat clients fairly under TCF rules and never oversell.
• Explain waiting periods, exclusions and premiums in plain terms.
• Keep your record of advice complete for compliance audits.
• Track daily sales, conversions and lapse rates on the team board.
• Save policies when clients call to cancel.

• FAIS fit and proper: clean credit and criminal record
• You are comfortable earning a large part of your pay in commission
• Six months or more of sales, telesales or call centre work
• Honest selling, even when the easy sale is the wrong one
• RE5 passed, or willing to write it within the first year
• Credits toward a recognised FSCA qualification, or willing to start

• An existing client book (for field roles)
• A qualification such as a Higher Certificate in Financial Planning

• RE5 exam fees and study material paid
• Medical aid and group life cover once permanent
• Monthly sales competitions with cash prizes

• If you have passed RE5, say so in your headline; it is the first filter in most financial sales ads.
• Show commission history with real figures from payslips; interviewers trust numbers over claims.