how2apply

Credit Risk Data Analyst (Lending)

How2Apply Talent Network

Germiston, Gauteng

Full-time

Posted 1 hour ago

Full-time IT & Software

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Job Description

Build the SQL, models and dashboards that run the weekly meeting at a microlender in Germiston. If you like clear targets and knowing where you stand, this is for you.

The site is in Germiston; early starts mean public transport timing matters, so check your route before applying. You'll start with a short induction before working on your own.

What you'll actually do

Meet business users to turn their questions into report requirements
Build simple forecasting and segmentation models in Python or R
Check data quality and trace odd numbers back to the source
Mask or remove personal information in data sets under POPIA
Automate weekly reports that used to take hours in Excel
Keep a data dictionary so everyone uses the same definitions
Present findings to managers in plain language with clear charts

You'll need

Hands-on Power BI, Tableau or a similar tool
At least 2 years in a data or reporting role (not needed for graduate posts)
Degree in statistics, maths, computer science, economics or a related field
Strong SQL, including joins, window functions and CTEs
Advanced Excel
Able to explain what the numbers mean, not just show them

What's in it for you

Paid cloud and BI certifications
Hybrid work with two office days
Latest laptop with extra screen
Annual bonus tied to company performance

Applying, step by step

Read the "What you need" list above. If you tick most of it, go ahead and apply.
Have the following on hand (clear photos on your phone are fine at first): certification transcripts, screenshots or a link to a dashboard you built, with real data removed plus academic record showing statistics or maths modules.
Use the form on this page. It takes about two minutes and you don't need to upload anything yet.
Watch for a call or WhatsApp from How2Apply over the next 9 working days.

How2Apply recruits for this position on behalf of hiring employers around Germiston; applications go into our talent pool and shortlisted candidates are introduced directly.

How2Apply never charges you to apply, for training, for uniforms or for a "placement fee". If anyone asks you for money, it is a scam.

How to stand out

Build one public portfolio dashboard on a South African open data set if you have no work samples to share.
Show a before-and-after, like "replaced a 6-hour manual report with an automatic daily dashboard".