Outbound Collections Consultant (Retail Credit)

How2Apply Talent Network
Umhlanga, KwaZulu-Natal
Full-time
Posted 2 hours ago
Full-time Customer Service & Call Centre
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Job Description

This debt collection agency in Umhlanga needs a calm negotiator who can hear "no" without giving up. This is a good step for someone who wants proper routine and a manager who notices good work.

Home base is a debt collection agency on the Umhlanga side of KwaZulu-Natal.

The work, day to day

  • Report daily on rands collected, contacts made and arrangements set.
  • Update debtor contact details from tracing searches.
  • Dial through your arrears book on the auto-dialler and confirm the debtor's identity.
  • Answer disputes about balances, interest and fees with a printed statement.
  • Keep calls within the National Credit Act and the Debt Collectors Act rules.
  • Negotiate payment arrangements and set up DebiCheck mandates.
  • Send written arrangements by SMS or email straight after each call.

You'll need

  • Good with numbers, dates and payment calculations
  • Matric
  • You keep your tone respectful even when the debtor is not
  • Registered, or willing to register, with the Council for Debt Collectors
  • Target-driven and comfortable with commission
  • Clear credit and criminal record

Extra points for

  • Knowledge of the NCA and prescription rules
  • Legal collections or attorney-firm background

On offer

  • Council for Debt Collectors registration paid for you
  • Structured weekday hours with only occasional Saturdays
  • Uncapped monthly commission on collected rands
  • Monthly incentives for the top three collectors

Applying, step by step

  1. Read the "What you need" list above. If you tick most of it, go ahead and apply.
  2. Have the following on hand (clear photos on your phone are fine at first): certified copy of your SA ID or work permit plus your matric results, certified.
  3. Fill in the short form below with your name and a phone number you actually answer.
  4. Keep your phone on. Shortlisted applicants are contacted by call, SMS or WhatsApp within 10 working days.

How2Apply recruits for this position on behalf of hiring employers around Umhlanga; applications go into our talent pool and shortlisted candidates are introduced directly.

How2Apply never charges you to apply, for training, for uniforms or for a "placement fee". If anyone asks you for money, it is a scam.

Before you hit apply

  • Show your collection results as numbers (for example "collected R420 000 a month against a R350 000 target").
  • Interviewers often role-play a difficult debtor; stay polite, get a date and an amount, and close the call.

Interested in this role?

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Job details
SalaryDiscussed at interview
Job TypeFull-time
LocationUmhlanga, KwaZulu-Natal
CategoryCustomer Service & Call Centre
Experience3+ years
Posted5 November 2026
Closing Date1 December 2026
How2Apply Talent Network
Recruiting for employers in Umhlanga

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